Money View is a leading digital lending platform in India, known for offering hassle-free personal loans with a fully online application process. Established with the goal of simplifying financial access, Money View provides a range of financial services, including personal loans, credit management tools, and financial health monitoring.
The platform stands out for its user-friendly mobile app, minimal documentation requirements, and quick loan approvals, making it a preferred choice for borrowers seeking instant financial assistance. Money View offers flexible loan amounts, competitive interest rates, and repayment options tailored to individual needs, making it suitable for both salaried and self-employed individuals.
With its focus on financial inclusion and transparency, Money View continues to empower users by providing easy access to credit, financial education, and tools for better money management.
Loan Amount Flexibility
Money View offers personal loans ranging from INR 5,000 to INR 5,00,000, making it suitable for both small and large financial needs. This flexibility allows borrowers to choose the loan amount based on their specific requirements, whether for emergencies, education, weddings, or home renovations.
Competitive Interest Rates
Money View offers interest rates starting from 1.33% per month, making it a cost-effective borrowing option compared to many other digital lenders. The rates are personalized based on the applicant’s credit profile, ensuring affordability while catering to a wide range of financial needs.
Quick Approval & Disbursal
Money View ensures instant loan approval with funds disbursed within 24 hours of approval. The fully digital process allows borrowers to get quick financial assistance without lengthy paperwork, making it ideal for urgent financial needs.
Minimal Documentation
- Identity Proof: PAN card, Aadhaar card, or passport.
- Address Proof: Aadhaar, utility bills, or bank statements.
- Income Proof: Salary slip, bank statements, or ITR (for self-employed).
- Photographs: Passport-sized photos.
Flexible Repayment Tenure
MoneyView offers a flexible repayment tenure for its personal loans, ranging from 12 months to 60 months. This allows you to choose a repayment period that fits your financial situation and ability to repay.
Eligibility Criteria
- Age: 21 to 57 years.
- Income:
- Salaried individuals: Minimum ₹13,500 per month.
- Self-employed individuals: Minimum ₹25,000 per month.
- Credit Score: A good credit score (typically above 650) is preferred.
- Employment Type: Both salaried and self-employed individuals are eligible.
Meeting these criteria will help you qualify for the loan, though the final decision also depends on factors like income stability and credit history.
Read Also – ICICI Bank Home Loan Balance Transfer 2025: Smart Way to Reduce Your EMIs
Simple Online Application
MoneyView offers a simple online application process for personal loans:
- Download the App: Install the MoneyView app from the Google Play Store or Apple App Store.
- Fill Out Details: Provide basic personal, income, and employment information.
- Upload Documents: Submit necessary documents like identity proof, address proof, and income details.
- Get Approval: Based on your profile, your loan will be processed and approved.
- Instant Disbursal: Once approved, the loan amount is typically disbursed within 24 hours to your bank account.
The entire process is digital, fast, and paperless.
Process
- Quick and Easy Process: The application process is fully online and paperless, making it fast and convenient.
- Flexible Loan Amounts: You can borrow from ₹5,000 to ₹10 lakh based on your needs.
- Flexible Repayment Tenure: Choose from 12 to 60 months, allowing you to repay comfortably.
- Fast Disbursal: Loan amounts are disbursed quickly, often within 24 hours.
- Minimal Documentation: The documentation required is simple, and most of the process is automated.
- No Collateral: The loan is unsecured, meaning you don’t need to pledge assets.
- Easy Eligibility: Suitable for both salaried and self-employed individuals with minimal income requirements.
These benefits make MoneyView a great option for those seeking a quick and convenient personal loan.
Cons
- High-Interest Rates: Starting at 16% per annum, the interest rates can be higher compared to other lenders.
- Processing Fees: A 2% fee on the loan amount adds to the overall cost.
- Strict Eligibility: You need a decent credit score and a minimum monthly income to qualify.
- Limited Loan Amount: The loan amount may not be sufficient for larger financial needs.
- Prepayment Fees: Early repayment might incur penalties.
These factors could make it less ideal for some borrowers.
Read Also – Need Money Now? Know how to get instant loan on mPokket
Final Verdict
MoneyView Personal Loan is a solid option for those looking for a quick, hassle-free, and flexible loan. Its fully digital, paperless process and fast disbursal are standout features. However, its higher interest rates, processing fees, and prepayment charges may be drawbacks for some.
It’s best suited for individuals who need a smaller loan amount, have a good credit score, and prefer a simple online application process. If the higher costs are manageable for you, MoneyView can be a good choice, but comparing it with other lenders is recommended to ensure the best deal.
Why Choose Money View Personal Loan in 2025?
- Fast and Paperless Process: The entire application, approval, and disbursal process is digital, making it quick and easy.
- Flexible Loan Amount & Tenure: Borrow anywhere from ₹5,000 to ₹10 lakh with repayment tenures ranging from 12 to 60 months, allowing you to tailor the loan to your needs.
- Quick Disbursal: Once approved, the loan amount is typically transferred within 24 hours, providing fast financial support.
- Minimal Documentation: The process requires only basic documents like identity proof, address proof, and income details, making it hassle-free.
- No Collateral Needed: MoneyView offers unsecured loans, meaning you don’t have to pledge any assets as security.
- User-Friendly App: The app is easy to use, and you can track your loan status, make payments, and manage your account from your phone.
- Suitable for Both Salaried and Self-Employed Individuals: The loan is available to a wide range of applicants with varying income levels.
Choosing MoneyView is ideal if you’re looking for convenience, speed, and a flexible loan option in 2025, as long as you’re comfortable with its interest rates and fees.
Conclusion
MoneyView simplifies financial management by providing essential tools for expense tracking, budgeting, and financial planning, empowering users to make informed financial decisions and maintain better control over their finances.
Read Also – Step-by-Step Guide for Instant Loan on Google Pay 2025
Need Money Now? Know how to get instant loan on mPokket
ICICI Bank Home Loan Balance Transfer 2025: Smart Way to Reduce Your EMIs
How to take loan from Navi App in 2025? Know the easy way and important information!