Phonepe Personal Loan Apply 2025: If you suddenly need money and you are wandering here and there for money, then you do not need to go anywhere. Through this article, we have provided you complete information about how to get personal loan from Phonepe App in detail in this article, which you can easily know by reading.
By applying for a personal loan for Phonepe 2025, applicants can get a personal loan of Rs 5 lakh instantly. By reading this article carefully from beginning to end, you can easily know the complete information about how to get a personal loan of Rs 5 lakh from PhonePe app. Therefore, by reading this article carefully till the end, you can easily get a personal loan through this app, whose detailed information related to the application has been shared in this article.
Apply for a Phonepe Personal Loan in 2025
To get a personal loan from PhonePe application, applicants can first open the PhonePe application on their mobile phone and click on the personal loan option to apply easily. But you must know the interest rate on this loan, the necessary documents and all other information in detail and apply easily by following all the steps given below.
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As stated in, you can apply and avail a personal loan of Rs 5 lakh from PhonePe app. So read this article from beginning to end and then apply easily and get the loan amount. We all know that the PhonePe app is the UPI app that does the most transactions in the country today. Through this app, you can easily avail a loan as well.
Interest Rate for Personal Loans by Phone Pe?
After applying online through PhonePe application, applicants will easily get personal loan. But before getting a personal loan, you must also know that if you are taking a loan from a company providing digital payment, then what will be the interest rate on that loan and the time limit for repayment of the loan.
Phonepe Personal Loan Application 2025 करने के बाद आवेदक 5 लाख का पर्सनल लोन आसानी से ले सकते हैं जिस पर ब्याज दर 13% से लेकर 20% तक लिया जा सकता है। हालांकि आपके दिए गए दस्तावेज के आधार पर आपका ब्याज दर तय किया जाएगा, वहीं इस ऐप द्वारा लोन मिलने पर प्रोसेसिंग शुरू 2% लिया जाता है लोन मिलने की तिथि से अगले 6 महीने से लेकर 60 महीने तक लोन वापसी करने का अवधि समय सीमा दिया जाता है।
Eligibility to Apply for a Phonepe Personal Loan in 2025
To get a personal loan from PhonePe application, if you fulfill the eligibility criteria mentioned below, then you can easily avail the loan which is as follows-
- Through this app, loans are given only to those applicants whose age is 18 years or above.
- The applicant must have the eligibility criteria for the loan to avail the loan
- To avail loan from Phonelay app, applicant’s monthly income should be Rs. 15000 or more
- The applicant must have a CIBIL score of 750 or more
- The applicant must be an Indian citizen by birth
- Applicant must have a source of income
What Documents Are Needed to Apply for a Phonepe Personal Loan in 2025?
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To get a personal loan from PhonePe application, applicants will need the necessary documents, keep all the necessary documents ready to take a loan from this app, which are as follows-
- Aadhar card
- Bank passbook
- Password size photo
- PAN card
- Identification Card
- Bank statement
- Mobile number linked to aadhaar
- Email ID etc
How Do I Submit an Online Phonepe Personal Loan Application for 2025?
If you want to apply for a personal loan from Phonepe app step by step, then read all the steps given below carefully and apply easily and get the loan amount, for which you have to apply, you can apply easily by reading the above details given below, which is as follows-
- To apply for a personal loan from PhonePe application google play store app open the
- After this, write on phone and search and in the next step download the Phonepe application on your mobile phone.
- If it is already downloaded on your phone, update it to the current version from Google Play Store
- Now in the next step open this app and click on Loan option
- After clicking on the loan option, now click on the Personal Loan option.
- Now select the loan amount and click on Continue option which will be like this-
- Now enter all the details as per your Aadhaar and PAN to get the loan
- After this, enter your bank details to receive the loan in your bank account
- Now to avail this loan, setup EMI mandate to repay the loan
- After completing all these tasks, finally complete e-KYC and click on Submit option.
- On clicking, your personal loan application will be successfully completed
“Summary”
In this article, we have provided all the information about how to apply for Phonepe Personal Loan 2025 in full detail, which you can easily know by reading carefully till the end. Through this app, applicants can easily apply and take a personal loan of Rs 5 lakh, the application process of which is provided in detail in this article above, you can easily know by reading carefully.
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